Loans for US workers & families
Fast, transparent payroll-linked loans with ACH repayments for workers and households across the United States.
Short–term working-capital facility for micro businesses.
Flexible credit line for registered SMEs to bridge cash-flow gaps.
Seasonal financing for seeds, fertiliser and small farm equipment.
Tuition and school-fee loan repayable in instalments aligned to term dates.
Point-of-sale finance for household electronics and furniture.
Emergency advance against proven salary history; repaid on next payday.
Joint-liability loan for women & youth groups with shared repayment guarantees.
Medium-term financing for productive assets (vehicles, machinery, solar).
Preferential-rate loan supporting female-owned businesses.
Fast-track cash for unforeseen personal or medical expenses.
Built with strict KYC, AML and ACH security controls so you can trust every disbursement and repayment.
At rest & in transit (TLS 1.2+)
Every lifecycle event logged
Principles aligned to GDPR
Roles, approvals & limits
| Loan amount | Term | Monthly payment | Total payable* |
|---|---|---|---|
| USD 1,000 | 6 mo | USD 186 | USD 1,119 |
| USD 5,000 | 9 mo | USD 651 | USD 5,861 |
| USD 10,000 | 12 mo | USD 1,022 | USD 12,265 |
*Illustrative only – your personalised offer may differ after credit assessment.
$5 000
6 months
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Your receipt lands in your inbox immediately.
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Secure e-signature & audit trail.
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nines data durability
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Secured • Trusted • Connected
Apply in minutes and get a decision the next business day.
What you see is what you pay – no hidden charges, ever.
Pay weekly or monthly – top-up anytime without penalties.
Bank-level encryption keeps your data and money secure.
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Share your details, upload your paystubs and choose how you’d like to repay.
We run secure KYC checks and verify your employer or income source.
Once approved, we disburse to your US bank account and set up ACH repayments.
Tailored APR
Your rate is calculated after we review your application, amount and term – no hidden mark-ups, ever.
See loan optionsOne-time fee
A single processing fee is shown upfront. There are no penalties for early repayment or top-ups.
Ask about pricingMarket-vendor Amina used a working-capital loan to stock new goods and grew her sales by 40% in just two months. Watch how she orders, approves and receives funds all on her phone.
Read her storyNeed help? Chat with us on WhatsApp or email support@orbitlend.com .
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